{"id":11950,"date":"2023-03-03T08:06:08","date_gmt":"2023-03-03T11:06:08","guid":{"rendered":"https:\/?p=11950"},"modified":"2023-03-03T08:06:08","modified_gmt":"2023-03-03T11:06:08","slug":"bc-libera-compra-pelo-whatsapp-com-cartoes-mastercard-e-visa","status":"publish","type":"post","link":"https:\/\/serrafm879.com.br\/serrafm\/2023\/03\/bc-libera-compra-pelo-whatsapp-com-cartoes-mastercard-e-visa\/","title":{"rendered":"BC libera compra pelo WhatsApp com cart\u00f5es Mastercard e Visa"},"content":{"rendered":"<p>Os portadores de cart\u00f5es de cr\u00e9dito, d\u00e9bito e pr\u00e9-pagos das bandeiras Visa e Mastercard poder\u00e3o fazer compras por meio do WhatsApp. O Banco Central (BC) autorizou esse tipo de transa\u00e7\u00e3o no Programa Facebook Pay, como \u00e9 chamado o sistema de pagamentos por meio do aplicativo de mensagens.<img decoding=\"async\" class=\"jetpack-lazy-image jetpack-lazy-image--handled\" src=\"https:\/\/i0.wp.com\/agenciabrasil.ebc.com.br\/ebc.png?w=840&amp;ssl=1\" data-recalc-dims=\"1\" data-lazy-loaded=\"1\" \/><img decoding=\"async\" class=\"jetpack-lazy-image jetpack-lazy-image--handled\" src=\"https:\/\/i0.wp.com\/agenciabrasil.ebc.com.br\/ebc.gif?w=840&amp;ssl=1\" data-recalc-dims=\"1\" data-lazy-loaded=\"1\" \/><\/p>\n<p>Em mar\u00e7o de 2021, as duas operadoras, Visa e Mastercard, tinham sido autorizadas a fazer\u00a0<a href=\"http:\/\/agenciabrasil.ebc.com.br\/economia\/noticia\/2021-03\/bc-libera-oficialmente-transferencias-bancarias-pelo-whatsapp\" target=\"_blank\" rel=\"noreferrer noopener\">transfer\u00eancias de recursos<\/a>, dep\u00f3sitos e opera\u00e7\u00f5es pr\u00e9-pagas por meio do WhatsApp. Desde ent\u00e3o, o BC estava analisando a libera\u00e7\u00e3o de compras pelo Facebook Pay.<\/p>\n<p>\u201cDessa forma, n\u00e3o h\u00e1 mais impedimentos regulat\u00f3rios para a realiza\u00e7\u00e3o de transa\u00e7\u00f5es de compra com cart\u00e3o de cr\u00e9dito, de d\u00e9bito e pr\u00e9-pago por meio do WhatsApp<em>\u00a0<\/em>(P2M). Essa nova funcionalidade se junta \u00e0 realiza\u00e7\u00e3o de transfer\u00eancias de recursos entre usu\u00e1rios desse aplicativo, autorizada em mar\u00e7o de 2021 (P2P)\u201d, destacou o BC em nota.<\/p>\n<h2>Ades\u00e3o<\/h2>\n<p>A autoridade monet\u00e1ria tamb\u00e9m esclareceu que a ades\u00e3o de novas institui\u00e7\u00f5es (credenciadores ou emissores de pagamento) interessadas em participar do Facebook Pay continua aberta. Assim que aprovados, os novos participantes da ferramenta devem esperar um m\u00eas para come\u00e7ar a operar transa\u00e7\u00f5es pelo WhatsApp. Segundo o BC, o prazo \u00e9 necess\u00e1rio para preservar a concorr\u00eancia no mercado de meios de pagamento.<\/p>\n<p>\u201cEm respeito aos princ\u00edpios regulat\u00f3rios relacionados aos aspectos concorrenciais e de n\u00e3o discrimina\u00e7\u00e3o, o BC determinou que o in\u00edcio das transa\u00e7\u00f5es de pagamento em produ\u00e7\u00e3o por meio do aplicativo WhatsApp<em>\u00a0<\/em>deve ser comunicado pelos instituidores a todos os participantes de seus arranjos de pagamento com anteced\u00eancia m\u00ednima de 30 dias\u201d, destacou o Banco Central em seu comunicado.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Os portadores de cart\u00f5es de cr\u00e9dito, d\u00e9bito e pr\u00e9-pagos das bandeiras Visa e Mastercard poder\u00e3o fazer compras por meio do WhatsApp. O Banco Central (BC) autorizou esse tipo de transa\u00e7\u00e3o no Programa Facebook Pay, como \u00e9 chamado o sistema de pagamentos por meio do aplicativo de mensagens. Em mar\u00e7o de 2021, as duas operadoras, Visa e Mastercard, tinham sido autorizadas a fazer\u00a0transfer\u00eancias de recursos, dep\u00f3sitos e opera\u00e7\u00f5es pr\u00e9-pagas por meio do WhatsApp. Desde ent\u00e3o, o BC estava analisando a libera\u00e7\u00e3o de compras pelo Facebook Pay. \u201cDessa forma, n\u00e3o h\u00e1 mais impedimentos regulat\u00f3rios para a realiza\u00e7\u00e3o de transa\u00e7\u00f5es de compra com [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5808,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[149],"tags":[],"class_list":["post-11950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-brasil"],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BC libera compra pelo WhatsApp com cart\u00f5es Mastercard e Visa - Serra FM 87,9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/serrafm879.com.br\/serrafm\/2023\/03\/bc-libera-compra-pelo-whatsapp-com-cartoes-mastercard-e-visa\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BC libera compra pelo WhatsApp com cart\u00f5es Mastercard e Visa - Serra FM 87,9\" \/>\n<meta property=\"og:description\" content=\"Os portadores de cart\u00f5es de cr\u00e9dito, d\u00e9bito e pr\u00e9-pagos das bandeiras Visa e Mastercard poder\u00e3o fazer compras por meio do WhatsApp. O Banco Central (BC) autorizou esse tipo de transa\u00e7\u00e3o no Programa Facebook Pay, como \u00e9 chamado o sistema de pagamentos por meio do aplicativo de mensagens. 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